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Health Insurance - India

Chaine Company policy EE health insurance

HEALTH INSURANCE

  • Chaine encourages all employees to obtain health insurance for themselves and their families.
  • The policy will be provided as a group policy through Star Health and Allied Insurance Company Limited.
  • Chaine will pay for health insurance for employee and immediate family members (spouse, kids, parents, siblings) residing within the same household.
  • Coverage approved for up to 5 lakh per person covered per year.

REIMBURSEMENTS

Individual policies will no longer be reimbursed. Please go through Madhav or Allison to be added to group policy once your current policy expires.

TERMINATIONS

  • Health Insurance benefits for you and your family will terminate on the last day of the month of the event of termination, retirement, or unpaid absence.
  • Future benefits paid by Chaine prior to your termination will be deducted from your last paycheck.

LEAVE OF ABSENCE

  • If you are on an extended leave of absence (more than 90 days) you will be asked to pay for this portion of your health insurance (total yearly cost/12 x months absent).

POLICY:

  • Coverage to 5 lakh per person covered
  • Waiver of 30 day waiting period, two year exclusion for pre-existing conditions for employee only.
  • Room and board 2% of sum insured (Max Rs. 2000)
  • Ambulance Rs. 750 per hospitalization Rs. 1500 per policy
  • Rs. 20,000 per eye limit for cataracts
  • Hospital must be in-network